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Profile photo of a State Farm Agent named: Sheri Cates

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State Farm® Insurance Agent

Sheri Cates

Cheryl A Cates Ins Agcy Inc

14 Park Avenue
PO Box 43
Mt Airy, MD 21771-0043

A short walk to Main Street downtown Mt Airy!!

Profile photo of a State Farm Agent named: Sheri Cates

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


14 Park Avenue
PO Box 43
Mt Airy, MD 21771-0043



  • Sheri loves the Mount Airy, MD community so much she has stayed for 40 years. When Sheri began her agency in 1984 she had one thing in build her agency based on her customer's needs. She prides herself on helping her customers through the journey of every day life as well as the tough unexpected times. She loves being available to not only her policyholders but to her community too. Here's a peek inside Sheri's past present and future:

  • 2nd Generation State Farm Agent.

  • West Virginia University - Bachelor of Science in Business Administration & Wheeling College - MBA

  • Notary Public

  • Crystal Excellence Qualifier Ambassadors for Life Qualifier Member-

  • Mount Airy Main Street Association.

  • Life Honor Club Qualifier.

  • 13 x Ambassador Club Qualifier

  • Chairman Circle Qualifier.

  • Mount Airy Chamber of Commerce Member

  • Offering Auto Home Life & Health Products.

  • Offering business insurance to small business owners.

  • Focusing on multi-line insurance re-locations to Frederick County, Carroll County, Howard County, and Montgomery County including Mount Airy, New Windsor, Woodbine, Lisbon, Westminster, Ijamsville, Monrovia and surrounding areas.

  • Plentiful parking, on street and in the lot across the street

  • Serving 21771 21774 21770 21157 21776 & beyond.

  • Proud supporter of the American Cancer Society

  • Women in Motion Mount Airy Networking founder.

  • Call our office for a complimentary auto and home quote.

  • Call us to quote your life and supplemental insurance needs.

  • supports our food bank Mt Airy NET---taking in coats, hats, scarves, gloves for the needy.

  • collection/drop off for Mt Airy NET (our local food bank) & Lion's club eye glasses

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products


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The heartbeat of this organization is the heart of our wonderful staff. My mission is to make it so easy to do business with us that you won't want to go anywhere else. When you are at your worst...we will show you just how good we are!     Serving auto, home, & life insurance needs of customers in Mount Airy, NewMarket, Monrovia, Westminster, Frederick, Damascus & beyond! See me for auto, RV, homeowners, or renters insurance.  We understand that business goes where it's invited and stays where it's appreciated...and we appreciate YOU!

My Cheryl Cates Insurance team (call me Sheri) has been serving the insurance needs of Mount Airy since 1984. We focus on auto, home, & renters insurance throughout Frederick, Carroll, Howard & Montgomery counties. My team and I have over 90 years of combined State Farm Insurance experience and we look forward to meeting you and serving all of your insurance needs. Call the Cheryl Cates Insurance Agency any time, 24/7 for a FREE Auto Insurance Quote!!!!

Sharon Hook State Farm Agent Team Member

Sharon Hook

Office Manager

I have worked for Sheri Cates for 23 years. During my 23 years I have held licenses for life/health, property/casualty, and other certifications that allow me to serve State Farm customer needs. Call me for quotes on your auto insurance or home insurance. I love to talk to people about life insurance. Customer service is very important to me and I take pride in helping however I can. In my spare time I love to run, cook and spend time with my husband.


Rachel Kelly

Office Representative

I am a Mt. Airy Resident who has been fortunate enough to work for Sheri for 18 years now. I have two children who have gone thru the Mt. Airy/ South Carroll Schools and attended college. My family has been active in many Mt. Airy organizations. During my 18 years with Sheri, I hold licenses in Property and Casualty, Life and Health and other certifications that allow me to better serve our customers. My current role in our office is as Head of Marketing and Social Media.